About this presentation

This document/video is not intended to provide legal, accounting, tax or specific investment advice. Information contained in this document was obtained from sources believed to be reliable; however, EdgePoint Investment Group Inc. does not assume any responsibility for losses, whether direct, special or consequential, that arise out of the use of this information.

Annualized returns for Cymbria

Annualized returns for EdgePoint Wealth Management Prospectus Funds

Annualized returns for EdgePoint Opportunistic Credit Portfolio

Companies mentioned in this video

Information on any companies mentioned in this video is solely to illustrate the application of the EdgePoint investment approach and not intended as investment advice. These securities are not representative of the entire portfolio, nor is it a guarantee of future performance. EdgePoint Investment Group Inc. may be buying or selling positions in the companies' securities.

Forward-looking statements

This presentation may contain forward-looking statements including strategy, expected performance and condition. Forward-looking statements include statements that are predictive in nature, that depend upon or refer to future events or conditions, or that include words such as “expects”, “anticipates”, “intends”, “plans”, “believes”, “estimates” or negative versions thereof and similar expressions.

In addition, any statement that may be made concerning future performance, strategies or prospects, and possible future action, is also a forward-looking statement. Forward-looking statements are based on current expectations and projections about future events and are inherently subject to, among other things, risks, uncertainties and assumptions about economic factors.

Forward-looking statements are not guarantees of future performance, and actual events and results could differ materially from those expressed or implied in any forward-looking statements made by EdgePoint. Any number of important factors could contribute to these digressions, including, but not limited to, general economic, political and market factors, interest and foreign exchange rates, global equity and capital markets, business competition, technological change, changes in government regulations, unexpected judicial or regulatory proceedings, and catastrophic events.

We stress that the above-mentioned list of important factors is not exhaustive. We encourage you to consider these and other factors carefully before making any investment decisions and we urge you to avoid placing undue reliance on forward-looking statements. Further, you should be aware of the fact that we have no specific intention of updating any forward-looking statements whether as a result of new information, future events or otherwise, prior to the release of the next Cymbria Annual Report.

Endnotes

1. Source: CIBC Mellon. Morningstar Direct. Annualized total returns as at March 31, 2025. In C$. Cymbria is a taxable Canadian corporation, so the NAV shown is net of current income taxes. The NAV doesn’t include potential future taxes associated with unrealized capital gains.

2. Source: CIBC Mellon. Morningstar Direct. Annualized total returns as at March 31, 2025. In C$. Cymbria is a taxable Canadian corporation, so the NAV shown is net of current income taxes. The NAV doesn’t include potential future taxes associated with unrealized capital gains.

3. Source, Cymbria returns: Fundata Canada Inc. Source, MSCI World index returns: Morningstar Direct. As at March 31, 2025. Returns in C$. Since inception date Nov 3, 2008. Returns from investment selection calculated on time-weighted basis and excludes the value of Cymbria's stake in EdgePoint and dividends received from EdgePoint and including normal-course issue bid (NCIB) and Liquidity Realization Opportunity (LRO) proceeds. An NCIB is when a company repurchases its own stock from the public in order to cancel it. An LRO is an agreement to buy shares from a willing seller at an agreed upon price when Cymbria shares trade at a discount to net asset value.

4. As at March 31, 2025. The 10-year Partner Program is a fee reduction applies to those partners who have been invested in an EdgePoint Portfolio for 10 or more consecutive years and are currently invested in a qualifying series. The fee reduction is offered at least annually as a rebate in the form of a management fee distribution (“rebate”) reinvested in additional units of the Portfolio(s) held in qualifying accounts. The reduction is applied to the management fees applicable to Series A, Series A(N), Series F or Series F(N), along with their respective T4/T6 versions, net of trailer fees paid to your Dealer (if applicable), operating expenses and taxes, net of trailer fees that we pay to the account's Dealer (if applicable), operating expenses and taxes. The reduction is 10% for EdgePoint Global and Canadian Portfolios; 5% for EdgePoint Global and Canadian Growth & Income Portfolios; and 3% for EdgePoint Monthly Income Portfolio. The rebate is applied to all eligible current and future portfolio series held at the investor account level. Other accounts that may be associated with an eligible investor (e.g., spouse’s account, holding company account, etc.) will not be eligible for the rebate unless those accounts separately meet the tenure requirement. The rebate is not negotiable and is paid at EdgePoint’s discretion. The program may be revised or terminated at any time.

Benchmarks:

EdgePoint Opportunistic Credit Portfolio: The iShares US High Yield Bond Index ETF is a market-capitalization-weighted ETF that provides exposure to a broad range of U.S. high yield, non-investment grade corporate bonds. The EdgePoint Opportunistic Credit Portfolio does not have an official benchmark. The ETF was chosen for comparison because it is representative of high yield corporate bonds consistent with the Portfolio’s mandate. The ETF is shown rather than the index it tracks because it is an investible product available to investors and is C$-hedged. The ETF returns are net of fees and based on market prices. As at April 30, 2025 the management expense ratio for the ETF is 0.56%. An ETF that tracks an index is subject to tracking error where its holdings and return differ from the underlying index. Factors such as fees, transaction costs and the inability to fully replicate the constituent holdings.

Cymbria: The MSCI World Index was chosen as Cymbria’s benchmark because it’s a widely used benchmark of the global equity market. We manage Cymbria’s portfolio independently of the index we use as long-term performance comparison. Differences including security holdings and geographic/sector allocations may impact comparability and could result in periods when our performance differs materially from the index.

Note: The index is not investible.

Note on EdgePoint mutual funds

Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. This is not an offer to purchase. Mutual funds can only be purchased through a registered dealer and are available only in those jurisdictions where they may be lawfully offered for sale.